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| Penjualan Mobil Jelang Lebaran |
Konsumsi kendaraan, khususnya roda empat, menjelang Lebaran 2018 tak sebesar biasanya karena momentum hari raya Idul Fitri yang bertepatan dengan tahun ajaran baru di sekolah plus belum pulihnya daya beli.
Lebaran 2018 sendiri diprediksi jatuh pada 15 atau 16 Juni. Dengan cuti bersama yang dimulai pada 11 Juni, puncak konsumsi diproyeksikan terjadi di Mei.
“Fokus orang lebih banyak yang membeli mobil menjelang hari raya nih di Mei ini,” kata Direktur Pemasaran PT. Suzuki Indomobil Sales (SIS) Donny Sahputra menjawab pertanyaan Mobil123.com di sela-sela konferensi pers program mudik Suzuki, awal pekan ini di Jakarta.
Ia menjelaskan bahwa biasanya penjualan menjelang Lebaran bisa naik setidak-tidaknya 9-10 persen jika dibandingkan dengan bulan sebelumnya. Namun, melihat pergerakan pasar pada April, Donny pesimistis hal itu terjadi tahun ini.
Pasalnya, data penjualan wholesales Gabungan Industri Kendaraan Bermotor Indonesia (Gaikindo) menunjukkan bahwa distribusi hanya naik sedikit dari 101.813 unit pada Maret menjadi 102.256 unit pada April atau cuma meningkat 0,44 persen. Distribusi Januari – April 2018 pun hanya terkerek 5,64 persen dibandingkan period yang sama tahun sebelumnya, dari 373.348 unit menjadi 394.421 unit.
Donny memproyeksikan penjualan pada Mei masih naik dibandingkan April, tapi tidak sedramatis tahun lalu. Ia memprediksi kenaikannya ada di kisaran 5 – 8 persen.
“Lesu banget sih enggak. Tapi ini mungkin karena momentum Lebaran agak berbeda dengan tahun lalu. Tahun lalu, kan, Lebaran di Juli. Anak masuk sekolah baru masuk ke Lebaran. Kalau sekarang, keduanya berbarengan anak masuk sekolah dan Lebaran. Anak masuk sekolah itu ‘sesuatu’ lho, terasa dampaknya,” papar dia.
Chief of Corporate Communication, Social Responsibility, and Security PT. Astra International Pongki Pamungkas ketika diwawancarai dalam kesempatan berbeda juga menilai kenaikan penjualan mobil sebelum Lebaran tahun ini lebih kecil dari biasanya. Ini semua karena daya beli yang masih relatif lemah.
“Mungkin Anda bisa lihat sendiri situasi ekonomi yang dirasakan. Pemerintah sudah sangat bagus lakukan aksi positif dalam perbaikan negara ini, seperti pembangunan infrastruktur. Tapi yang dilakukan itu, kan, enggak bisa langung berikan dampak signifikan pada daya beli masyarakat sekarang. Dampaknya enggak sekarag, butuh waktu,” jelasnya.
Ia lalu berharap Bank Indonesia tidak menaikkan suku bunga acuan atau interest rate. Jika tidak, situasi sulit di pasar bisa makin berlanjut.
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dengan judul: Penjualan Mobil Jelang Lebaran 2018 Lesu
Baca Juga: 11 Bagian Yang Perlu Dicek Sebelum Mudik Menggunakan Mobil
Social Security in the 21st Century
Social security is one of the successes gotten by the Americans. The program provides a foundation of economics security for more than 47 million Americans and their families. The reason for the built in protections, we have come close to eliminating poverty among seniors. It also helps in the provision of basic income to millions of families who have suffered the death or disability of a wage earner.
The financial security of social security is very strong. In 2003, it took in the rate of $161 billion more than it paid out in benefits. These programs have the resources to provide benefits for the baby boomers and their children and grandchildren. The security trustees predict that it will pay ever -increasing benefits through at least many more years to come when a surviving baby boomer will be mostly in his/her 80s and 90s. If the US economy long-term growth rate falls to half the level of the past 50 years, the trust fund may be depleted after 2042, but social security payroll taxes alone would still cover benefits worth an estimated $1000 more after inflation than today's senior receive.
Using less -pessimistic assumptions, the trustees low - cost long term forecast predicts that it will continue to provide each generation of retirees with more generous benefits than their predecessors through the entire 21st century. If social security finances are really in good shape why have so many politicians, policy analysts,and reporters warned us that something must be done to save it? How we have so many Americans become convinced that it won't be there for them.
Misconceptions about social security are widespread because predictions about the distant future based on multiples assumptions are reported as facts", frequently distorted,and almost always considered out of context. In addition, some organizations and individuals committed to privatizing it are driven by ideology or hope of profiting from the billions of dollars in investments fees that a privatized system could generate.
The majority of American would be worse off financially under a privatized system, all would be far less secure,and creating a new system would cost trillions of new tax dollars. Therefore, undermining faith in the existing program has been a major strategy private organizations have used to promote their agenda.
This report provides background information on how social security works, explains how it is that Americans can easily afford it in the long run even as our population ages, and points out fundamental problems with proposals to privatize the program.
Finally, it recommends ways we should improve social security to serve Americans better. While we most often see it as a retirement program, 30% of beneficiaries collect survivors of disability insurance. Social security survivors insurance provides benefits to the families of deceased workers, including children under 18, 18 and 19 years -olds in high school, disabled sons or daughters of any age, elderly dependent parents, and surviving spouses who are elderly, disabled, or caring for eligible children.
The social security trust fund & the trustees report is based on the projects of income and expenses of social security for 75 years into the future. The projections require numerous assumptions about birth rates, immigration rates, unemployment, average wages, life expectancy, and the like over. Over 75 years, small differences in assumptions can result in large differences in outcomes. The trustees make three different projections based on different assumptions. These three scenarios are called the low cost, intermediate, and high -cost projections:
The trustees intermediate projection: the trustees intermediate projection predicts that social security payroll taxes will continue to exceed benefits until 2018, and the combination of taxes and interest on the trust fund will cover benefits until 2028.
The trustees low-cost projection with slightly different assumptions predicts that the trust fund will never be exhausted and the program will always have the resources to pay full benefits without any changes in the tax rate or benefit formula.
Article Source: http://EzineArticles.com/9907871
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